We are in the middle of a financial crisis with renters oit of work.

But I haven't found any real historical evidence that any of the previous elections that actually directly resulted economic tsunami, perhaps with the only exception of Andrew Jackson who hated the central bank and national debt, and as a consequence, his policy caused a major land speculation bubble and subsequent bust and recession (one of the longest).

This new reserve criteria is due to the uncertainty of the current economic situation.  

I love that you have a degree in economics.

Although Boston is fairly diverse economically, the fact that most schools/universities are adhering to Baker's density requirements and doing a good portion of the Fall Term remotely, I'm not surprised that there is trouble renting units in the core. 

However, now we are looking to get involved with an apartment syndication. 2 of us attend Boston University (Computer Engineering, Real Estate & Finance) and 1 recently graduated Tufts with an economics degree. 

I personally:- Try to outsource as many tasks related to RE as are economically feasible so that I can rely on others' time.

I totally agree with @David de Luna feelings of frustration and uncertainty tend to occur in relation to inadequate basic needs and monetary problems during this crisis.

One play we like that brings the economics in line is doing a tear-down and building a primary and accessory dwelling unit on one lot.

I know it will be a crisis in 2021 with the decline in travel from COVID on the large number of families losing work that are in the restaurant and tourism industries (not to mention likely upcoming COVID baby boom).