I was buying the property subject to the occupancy rights of the prior owner, and would have had to either evict or negotiate with the prior owner to get her to vacate the property. it is a very small association (12 units), it is quite possible that the prior owner knows someone on the HOA board well enough to pull such a stunt."

One of our colleagues at the local rental association said to us, "So you bought yourself a little doll house?

Section 604 (a)(3)(E) & (F) of the Fair Credit Reporting Act states:item subsection “E” says…Intends to use the information as a potential investor or servicer, or current insurer, in connection with a valuation of, or an assessment of the credit or prepayment risks associated with, an existing credit obligationIn addition, subsection “F” says…Otherwise has a legitimate business need for information in connection with a business transaction that is initiated by the consumer or to review an account to determine whether the consumer continues to meet the terms of the account.The full document can be found here; http://www.consumer.ftc.gov/sites/default/files/ar...Does anyone have any instances they could not or should not do this? 

Another thought if after an appraisal i find that I have 130k in equity would that be enough to mitigate the risk associated with a refi loan??

see if you can get a copy of your local realtors association monthly magazine, you will sometimes find advertisements from some smaller brokerages looking for agents, they will be a little more flexible with part time agents. by the way, your full time agents seem to work part time hours.

And you will want a lease for that space that is specific to parking motor vehicles and associated nuances. 

Is there a good investor association in DC that I should check out?

My father makes much more than I do, so we supplied his history first.However, his credit history was filled with every address I have ever lived at , plus properties he has never had his name associated with.  

Has the material been certified to be taught by any professional association, like your RE Commission, any university or college?

This is random, but does anyone know where I can go on here or in general (any site) where I could get landlords to take a survey?