Hi Chris,Don't want to discourage you but unless you are living there and can really understand what's happening there, I'd avoid Brazil and most Latin American countries.  

Closing on a SFR in Big Bear this week and my normal insurance carrier (AAA / American Modern) doesn't cover short-term rentals.Any recomendations on who to use up there?

Start with last year's Forbes 10 richest Americans, and it's quickly apparent that you're not only incorrect, but laughably so.The 10 richest people in American have between them 6 bachlor's degrees and 7 advanced/graduate degrees.In fact, even if every other billionaire in the country dropped out of high school, just using the Top 10 disproves your 99% number

Let me know if you need any help.By the way, as a Canadian some things work very differently for us than for Americans so don't necessarily follow the "standard" advice that some American professionals will give without doing your due diligence.

For the vast majority of Americans, it is a situation from which many still haven't recovered.I'd rather have some limits on my own personal profit potential than risk that cluster again....

Americans have the highest rate of obesity in the world.

Yeah, he definitely sounds interesting. 44% rating by the American Conservative Union too....

Oh wait...You think 18% of Americans thinking Obama is Muslim means anything?

@Val Dufour - As a great full American, thank you for your service ans sacrifices for our Country.

Sadly, this is what most Americans think is good financial planning.Let's take it up a notch.