If I find 5 things wrong at first brush of your package, I will automatically be assuming there are another 5 or more things I missed and bid accordingly.And then as mentioned, the more research you can do for me, the better, understanding I will verify everything in the process.

I was aware of the recent bill signed by the governor-SB 13-that eliminated this fee for small ADU's effective January 1, 2020, and verified that with the Department of Housing and Community Development (HCD).

Do your due diligence and trust, but verify.

Any advise on verifying income since 1/2< of our state is laid off.

Before you refi verify that they will give you the new appraised value and not just 75% of purchase price + Cash invested.

All the contractors there have completed a 203k education course and a vetting process including verifying they have sufficient money available to start 203k's without any upfront money. 

Might want to verify your numbers before you analyse a property.

And how do you verify that the policy covers injuries caused by the dogs?

San Francisco).b) Late fees can never be included in a 3 day notice to pay or quit, instead if the tenant refuses to pay these will need to collected through a judgment in small claims courtc) 3 day notices to pay or quit for either 1) any rent due prior to the moratorium effective date or 2) any rent due after the moratorium date where the Tenant did NOT follow the proper procedure as stated in the moratorium instructions which usually includes a notification of Covid-19 impact to the landlord AND objectively verifiable documentation of the impact can still be issued as a pre-requisite to filing a UDd) Courts ARE still accepting and processing UD complaints, but it will be a very very long time before you see any closure and resolution as most courthouses are closed due to SIP and once they open back up there will be a flood and backlog of cases.My Perspective:a) I want to be optimistic, but my biggest fear is that there will be a glut of lease breakage and refusal to pay deferred rent.

I’m not sure if things have gone up or down since then but I know the investors were very keen on verifying my employment during this time of economic ups and downs.