When someone is licensed they are insured also, if something does come up that you need to recover you can always work with insurance companies, but individuals can very quickly disappear if something goes wrong and your recourse is almost zero in that scenario. 

Indeed, the price of $5000 disappeared for now.

I know he wanted to buy a vehicle soon, so hopefully I’ll hear from him once he realizes his debt isn’t just going to disappear

Sorry - the Threat of not getting your support does not bother me.

Its a "covert" threat on your life.

People get the I want to be an investor bug than disappear after a few months.

It does not look like direct mail but it looks like a threat or court order 

It would take up to and including legal action threats to get an email or phone call back from him to get an explanation about where months and months of missing rent was.

The second was a women’s group which I can’t recall the name of but about 6 weeks in they ended up just disappearing and I could no longer get in touch with either of my two contacts and their websites came down and basically my year long program just stole my $7,000.

And that means you'd have to have known that the dog had bitten someone previously or threatened someone.For example, if you know your tenant keeps their dog chained and barks at people, but has never bitten someone, you would not be held liable if the dog ever did.But where it sort of gets into a gray area is that your insurance company said the dog was a potential threat, and you actually do have the power to remove the dog or tenant since they are on a month to month lease.