When someone is licensed they are insured also, if something does come up that you need to recover you can always work with insurance companies, but individuals can very quickly disappear if something goes wrong and your recourse is almost zero in that scenario. 

Indeed, the price of $5000 disappeared for now.

I know he wanted to buy a vehicle soon, so hopefully I’ll hear from him once he realizes his debt isn’t just going to disappear

Sorry - the Threat of not getting your support does not bother me.

Its a "covert" threat on your life.

People get the I want to be an investor bug than disappear after a few months.

It does not look like direct mail but it looks like a threat or court order 

Then in 2009 the housing bubble burst, real estate prices took a dive, rents came down and your cash flow suddenly disappeared and you owned a once $800K property that is now worth $550K.

BUT, if the tenant never calls (which most don't if they simply disappear) they become delinquent by the utility company and then they come out and physically disconnect the electric and Gas REGARDLESS OF THE LANDLORD STATUS INFORMING THEM TO SWITCH OVER.

Then you get a foreign trust account with a bridge trust and when the trigger is engaged by a pre-established threat then the domestic trust moves all assets into the Cook island trust which does not recognize US courts or judgments.