It has always been my desire to do this full time.

no, but Cozy reports to at least one of the credit unions, if tenant so desires.

It appears we have very similar design desires.

Repurposing some of these old structures like this end up being some of the most desirable projects out there.

you may get a better deal by paying cash, but not likely. cash offers you (and the seller) the benefit of speed and less complication which is certainly desirable.

But if you don't have the time/know how/desire to do all that, then you have to make the personal decision on what to do with your money.  

However, for instance, providing these higher grade finishes in a building in a rough area will still be less likely to attract the desired tenant base.  

There are a lot of people on BP who seem to have no desire to ever accelerate their mortgages...why would they if they're locked in at a historic low rate...all they have to do is patiently wait and a tenant will pay it off for them over time?

As I am sure you know, Norman is growing and becoming more and more of a desirable market for home ownership.

Maybe you could create some partnerships where people in a desirable area provide the hookups and you provide the THOW.