You have to follow a huge list of things and then you need to get a permit for the Hot Tub which is like a three step process. 

There is a SFH my relative is selling at auction due to personal life circumstances.

Owner financing is like a secret weapon for folks looking to sell their properties after hanging onto them for ages.

To avoid having to pay hard money or private money my thought process is to do the following: 1.

Or is a matter of how desperate the seller is to sell the property .... maybe it has been on the market for more than 60 days, or maybe it had a Contract fall through , and they are just ready to get it sold ?

You cannot refinance or sell the home usually within 3 years or you have to repay the down payment assistance. 

What is the process? 

This is because a lender or broker are the "Middlemen" of the industry where they take the application, approve you close you but then sell your loan to us at the Big banks.

This perception will change quickly once Tesla starts selling it's robots next year.

Good luck, I found the process of canceling with them somewhat painful.