I've filled this form out a dozen times as a normal sale but the form doesn't have any options for self-directed IRA sales so I need to find a CPA who is familiar with this.

The moratorium hopefully ends this month and we will get back to "normal?" 

Normally as @Craig Yarnell said you finance one way to purchase the property and then after a period of "Seasoning" you refinance to get most or all of your money out. 

I just gave you and anyone that considers buying a list a wake up call.

However, I’ve owned about 10 hundred year old properties and not had too many issues other than normal wear and tear.

I currently have 8 and would like to take some of them and refinance under a business mortgage to free up some room for future purchases with normal financing. 

We don't have a rental lease agreement, just the original contract from 2018 that is a normal purchase and sale agreement with an addendum stating they can live in the property for the 4 months prior to closing.So my main question is what should I do!!?? 

My tenants of 4 years are moving out and they showed me a hole in the carpetThe carpet is kinda old and I think it was normal wear not anything they did wrongTenants are expecting to pay for it out of their deposit but I don’t think they should.

I drive all around Raleigh, mainly on the wake forest side but sometimes I’m on the holly springs side as well.

Will be slightly different than normal home owners insurance you’d get if you were living there, but relatively the same and any broker/company would likely do both.As someone else mentioned, lease should require the renter to provide you proof that they have renters insurance (usually only $100-$200/year) with something like $250k or so liability and you (landlord) named as an additional insured.