Mortgage occupancy fraud is at an all-time high right now and lenders are watching this like a hawk.

Instead of fighting the high interest rates as a borrower, take advantage of them by being a lender.

They are on the ball, respond quickly, can and will fund within 10 days if needed and I have had nothing but positive experiences with them and highly recommend them for anyone looking for a HML in areas that they lend in. 

Some gurus go as high as 70%, IMHO that is too high, leave some cushion for your private money people to sell in case you get hit by a bus.

Assuming a required rate of return of 5% (comparable to high-yield savings or a CD), the deal would need to yield a total CoC return of 10% (since everything is split 50/50).I'm stuck because while playing around with numbers, achieving this return seems improbable if not unrealistic.

There will typically be a lot of offers on the place unless the condition is no good or the property is priced high, so you need to communicate everything.4.

It also has an unusually high concentration of 2-4 family multi-family options to make your dollar go a little further, if a duplex or fourplex is your cup of tea.

There's a high likelihood that family dynamics will come into play.

Since the interest rates are high right now and prices pushed back a little bit I thought about doing an owner finance on a five year balloon.Thinking about paying it off in full and then turning around and doing an owner finance at a value somewhere between its current condition value and the ARV.

You are correct that prices are high, it's also good to know that 2-4 unit properties are extremely popular at the moment.