This would be easier if you were refinancing an existing loan.

Folks need to treat notes and deeds with a little more respect, they aren't a do all tool as a lien to protect non existent equity, secure future agreements or performance.

I am closing on a property an about a week that is in need of an overlay for an existing asphalt driveway.

@Jordan Schlick: You should let them know that 25 business days is the longest they have to process a transfer request as per the banking regulations (assuming that the documentation is accurate).

Adding a small loan (like the "credit builder" loan some credit unions offer) will just decrease the average age of your accounts, which is the last thing you want.The same with new credit cards.What will help is increasing limits on pre-existing cards.

Vacant land on which to build doesn't exist.

Existing thread with similar topic:http://www.biggerpockets.com/forums/21/topics/76750-real-estate-agent

If you offer to work with your existing tenant, they may be willing to help with showings, advertising, etc.The potential problem is signing a 1 year lease in January and being stuck with an "off-cycle" lease every year.

Yes it can go unsaid that one can always consult with a lawyer, but they charge A LOT, and for simple questions it usually is not worth it since forums like this exist.

Kinda of sucks but it is what it is.What I'm wondering is if I can bypass all that and put the condo in an LLC so that it will just appear that I have a business income that covers a large portion of my debts (existing mortgage).