Ive been to several local banks here asking about lines of credit and none of them seem to offer that.

Really enjoy remote management, my hometown (Philly) has gotten expensive for short term rentals IMO.

When I wanted to transfer the deed to the LLC , I am told the bank wouldnt take it lightly and call the loan due.

I am having issues getting pre-approved through a bank as I only have one year W2 job history and two years self employment history, even though I have 660 credit 10K saved and we'll make around 70 K this year all income combined.

I am having issues getting pre-approved through a bank as I only have one year W2 job history and two years self employment history, even though I have 660 credit 10K saved and we'll make around 70 K this year all income combined.

Our partnership agreement is that we both are responsible for the everything, 50/50.The question is, How do we put the title into an LLC, legally so the bank won't be able to call the note?  

A small benefit is separate bank accounts for property... although some people consider that a hassle, and therefore a disadvantage.You may also want to consider a parent LLC (holding company) that owns the child LLCs.

Used an ATM on the side of a local bank.

my bank only does 70 percent non-owner occupied.

Too many other debt sources without the red tape to deal with and expensive legal costs to close the loans.Credit union, bank, Life Insurance, Pensions fund, Private investor loans etc.