If the Listing Agent is trying to force you to use a specific title company, that's a violation of RESPA rules, and you should refuse.At very, very least, show up to the closing and tell the title company you refuse to close until the fee is removed.

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If anything, you could modify the lease if you really wanted to, in order to remove the child as an occupant.

I've tried finding owners through tax records, but their names were removed from the bill due to privacy statutes.

[EMAIL REMOVED]I'm no expert but will help with what I know!

This actually is the most cost effective way to go.

I would advertise for a lease option buyer (or some type of owner financing option).That way you can get the most money down, the monthly spread & the cash on the back end (if they cash you out).If they don't, you can always just do it over again with a new tenant buyer.Or even sell it to an investor once it's filled with the tenant buyer.Jay von MohrMohr Equity[LINK REMOVED]

A non-assumable loan can become effectively assumed by using a land trust.

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Ultimate goal is to own everything free and clear and eventually build up enough cash flow to to cause a mass effect.