Now, ownership and lending is kind of a separate thing. 

I'm not an expert here but I think it's common sense to make sure that you're both on the same page.

Basement apartment conversions are common in my market and many others. 

I would make sure that is correct in your expense column and check with a PM for what kind of rents in your area because East Dearborn vs West Dearborn will give you different rent amounts.

The road is maybe one and a half car lengths wide and is kind of the gully between a couple hills with no drainage and water run off next to or down the road.  

You could look at some kind of property with some BRRRR opportunity where you could finance out your initial 15-20% cash.  

The fact that you made this post tells me what kind of client you are and I wish I had a 1,000 clients like you.     

I feel like the 90 days to close is pretty accurate, is the 90 days due diligence period a common request?

Kind of need some advice on that!

Which kinds of pets did they have?