Savings rates have changed a ton in the 5 yrs since the original post. 

Face-to-face is the way to meet small service-based lenders, Josh, and real estate clubs are the most efficient way to find them.I know everyone gets tired of hearing it but lending really is a business based on relationships.

The mfg won't produce a "load rating chart" since there are too many load combinations to worry about. 

I'm passionate about learning the ropes and would love to meet up to discuss strategies, share insights, and possibly collaborate on future projects.

Estimated rehab about 44k but may be less ( I wanted to be conservative). 12.99% annual interest rate, Originator fee, 2.99 points, closing fees $990.

Section 8 has a list of requirements that their homes must meet they will give that to you.

I wouldn't expect much FED rate changes.

Rates have improved this week.  

I am using the Rentometer average rate plugging in the difference between the rates.

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!