I paid in cash for all of this.

No, I am currently looking to invest in properties for cash flow and Bay Area is not great for cash flow

Aren’t the property taxes eating all of your cash flow?!

You're stacking risk factors - long distance (I think), first time STR investor, short on cash, partner to buy the land, lack of financing options due to land and non-traditional structures, and a little distress/hurry.

These are great but they are all in the Smokies a traditional vacation market so we are looking to diversify and move into some other markets.We have quite a bit saved up from the cash flow and recent cash out refis. 

With rates high, it's harder to cash flow when you house hack now, especially if you need a larger unit.

Don't think you can take out a cash advance without paaying interest.

I'm currently looking to buy a multi family property(10 or 20 units) out of state to get some better cash flow. 

What he wrote here indicates he actually doesnt have any background in financial analysis, and doesnt understand that the cash flow, or cap rates are a reflection of the risk.

I would just do a cash-out refi with a 30 year loan.