The only other way to know for sure what is owed on the is to speak with the lien holder directly.....but you usually can't do that without express permission from the lien holder's client (the owner).  

Explain to the seller your position and a rough structure to the terms of a deal expressing that you would like to make it work for them as well considering their goals.

I would recommend Foremost and American Modern Insurance. 

Microsoft SQL Server Express is completely free and is a nice database platform. 

I would be curious what she finds objectionable.Usually I have a sit down with an applicant at that stage of the game, to go over the lease, and not only explain the languages in the lease as well as give examples and scenerios.Many first time renters are intimidated by complicated leases, and I don't know how many times I have seen this facial expression when they come to the clauses that deals with what happens if they die or go to jail, that needs to be explained.Now, your initial post said she objects to the "tone". 

It has to be safer than some South American countries or maybe not..

Upon Receipt of Full Payment, Deed will be Recorded and sent to Buyer within 10 Business Days.The Property is offered in 'as-is' condition at time of closing with no warranties or guarantees expressed or implied.

Gibbons  On behalf  of the "Harpers" I would personally like to express my gratitude for giving a **** about our Future Existence & Contributing to the Quality of our lives.

Part of creating a marketing system is to identify potential candidates (suspects) that appear to fit your deal criteria without much research.Don't too much research in the front end; only enough to fit and exclude the obvious.You basic qualification research only need occur when you have a principal who has expressed serious interest in doing business with you specifically and has given you signals that they are motivated to given something up in order for you to solve a problem.You due diligence (deep research) should be reserved for when you are in contact with a principal and you have the working of a transaction on paper. 

I could express it in words but I express myself better verbally.