Things like death, divorce, college funds, change of life-style and loss of employment or income can quickly create a serious need for immediate cash.When you design your seller carry-back mortgages with the good terms (for you), like I teach students how to do, they have much less market appeal to professional note buyers.

Is it a Cape Cod-style home?

I could see it working well if you have a good system for roommate style rentals (student housing, house-hack).

Our next MeetUp is 6:00 next Saturday at Smokin in Style on 2278 Albert Pike in Hot Springs.

Kinda debt snowball in Dave Ramsey style.

If you haven't watched American Greed, it episodes depict Bernie Madoff style rip offs (https://en.wikipedia.org/wiki/Bernard_Madoff).

Vary the style of boards.

There's lots of styles.

Once you get around 30+ units it all changes again.For some good starter info, check out Commercial Property Advisors on youtube, there are a slew of videos in the style of Khan University that can help get you grounded.

I did pay 1/2 point for the line annually so one of my 5 mil lines I cut a check for 25k at renewal. then only paid interest as I put it out and it was bank rates  5 to 6% in those days... so not sure what they are promising the institutional investors.. but those who were my competition back in the day and could not get bank lines like I had  ( 20 mil) they would raise funds PPM style paying 9 to 12% and when the worm turned they got killed.