If you haven't been receiving audited financial statements every year that's troubling. 

I receive postcards and mailers from realtors offering 1% on the listing side quite often.I've also had realtors offer to kick me back part of their commission on the buying side as well.So I know this is starting to become a fairly common practice at least in my area.

I have excellent credit.  

Duplex/Luxury Town Home properties 3 and 4 are Quadplex and Triplex used as vacation Rentals Primary Home has a equity lineDuplex/Luxury Town home has equity lineQuadplex and Triplex no lines of credit but have combined equity of $700,000 recent appraisals done on both properties Bank said unable for lines of credit on investment propertiesDebt to income is high because all properties are residential Excellent Rental incomeExcellent Credit.Excellent High paying job1.5 million in retirement accounts 401k can not touch or move to a self directed IRA because only 58 years oldHave found a commercial property a 5 plex for about $600,000Trying to figure how to get funding to buy this new projectLooking for suggestions.ThanksPete

This is the interest rate you are receiving for your investment.

I own and occupy a home in the area that is receiving the benefit.

Form 3115 allows you to catch up on all the depreciation you've missed and the IRS has 30 days to credit your taxpayer account after they receive it. 

WHAT AM I MISSING, WHAT SHOULD I THINK ABOUT,  I AM NOT INTO EXCEL CHARTS, AND CRUNCH NUMBERS, NO IDEA ABOUT THAT.I AM LOST AND CONFUSED, ANY TIPS I WILL APPRECIANTE FROM BP MEMBERS !

I have excellent credit, 10K in cash saved and $0 in debt.

The goal would be to maintain the curb appeal / authentic look, but at a much lower replacement cost.Thus, I'm looking to find an insurance agent / receive quotes that understand this dynamic.