With ACV I could just sell the land and walk with my money back and have it into another income producing asset in a few months.Curious what you personally use on your investment properties?

Numbers are going to come in higher after this massive producing year we just had. 2.)

Commercial loan products that just underwrite the property and not the borrower.

Soil and slope are great for wine grapes, but from other conversations we've had, we've been told it's not worth the huge investment for grapes unless you're doing the whole winery thing and producing your own label, etc.

Either way, you need to find a commercial lender offering you a product that suits your requirements. 

It refinances that VA loan into another loan product therefore restoring your entitlement.

Anyway, I ask because I had a conversation with a co-worker that I would always try to work with someone that hit on tough times if I could, and a crazy idea like this might really put a smile on my tenants faces and better yet, provide even more loyalty to produce less tenant turnover. 

Covid hit so my job went to 2 days a week so I couldnt justify hiring someone to do the total rehab so I did everything but the granite and tile bathrooms myself from the drywall to finished product!   

As a result, I am currently unable to make a routine capable of producing consistent results until I know exactly who I should be talking to.

There are products that allow it though.