If that happens, you get to keep your option premium with no recourse.  

I'd imagine that SFR in your area (assuming desirable SE is like Richmond, Sellwood, Colonial Heights, etc..) are hard to come by so you can probably get a premium for that.

I think some of the reason why is because I'm agreeing to a premium price but like you said they would be risking depreciation.

Purchase price: $315,000 Items to Note:*Mom/Pop owned and operated*Rents severely under market*We have turned over 3 units since ownership ($450 rents jumped to $650, plus water/sewer bill back)*Finishing up our first unit upgrade (Everything New), hope to get a $150 premium.

I might suggest becoming a pro or premium member. 

I currently pay the CMHC premium For my primary mortgage also.

Personally, I think bailouts like this are part of the reason insurance premiums are so high, but you have to deal with the way things are, not the way you think they should be. 

If you're looking at a place with an HOA, make sure you're updating your inputs to reflect the HOA:Lower insurance premiums.

When you are selling a flip, you are selling a premium product. 

Premium payments are month to month.