Met with realtor, showed messy home - myself, wife, 2 kids - stuff jammed everywhere.  

I'm a typical American middle-class dude working a full time job with some consumer debt, student loans, three little kids and a wife that works--it's tough to put money away. 

I thought about offering both, primarily because I was afraid 12 months would run off any college kids.

To meet the spacing so a kid won’t squeeze through.

(This can be seen from as early as kindergarten, where I took all of the cokes from my parents refrigerator and went door to door in the apartment complex selling them, 1st grade when I sold all of my school supplies in class so that I could buy a toy that I wanted, and even in high school when, due to the fact that I couldn't afford a paintball gun that I really wanted, I build a paintball club signup notebook complete with maps and rank structure and handed it to one of the most popular kids in school to get people to sign up for a small fee, would have worked if my mom hadn't found the notebook at home and got a little suspicious to say the least.)  

You are kidding ...right ?  

are you kidding me, ive never seen a rule or been notified in anyway that being responsible and paying before due date will cause a double payment. it took years to figure out this issue. finally one day a lady told me this have it still on recording , this is illegal!!!!

-Husband & wife #1 (both deceased) sold property to Husband & wife #2 in 1964-Husband & Wife #2 now deceased died with no will -Husband & wife #2 have 6 kids (I had to negotiate with all of them)-Title company says record title to the land is with husband & wife #1-Kids no nothing and all live out of state.

Heck on our OWN house we have two mismatching sets of the Kwikset smart keys,...cobblers kids having no shoes. 

Your Goals, whether they be early retirement, a cost-effective place to live via house hacking or a way to save for your kid's college.