@Hugh CarnahaYou can take out your 2020 Roth contribution without any penalties . converting to a SDIRA does not allow you to borrow from it for several reasons. 

I would not blindly just email agents those questions but rather schedule a call to make it more meaningful for you and use those questions as talking prompts.

You also aren't going to make enough money on $2,000-$3,000 to have a meaningful impact on the time it takes you to save unless you get incredibly lucky, you could also lose a bit of ground as well as stocks don't always go up over the short term.

We didn't contribute any money or obtain our EIN until after the beginning of 2020. 

There are three things contributing to real estate success.

I am not familiar with Waveapps but I can only imagine they have a classification for "owner contributions" which would show an increase in cash (asset) and an equal increase in your equity in the LLC. 

But generally if you contribute no capital, it is generally better to just get paid for your work instead of getting a percentage. 

If so the rental from the other side contributes to your mortgage, thus paying down your loan.

Save as much money as you can, invest in your TSP (at least 5% to get your matching contribution) but I would recommend a lot more...your TSP counts as cash reserves for mortgage brokers, and makes for a wonderful emergency fund for rentals...plus you can roll it into an SDIRA down the road and invest with it as you see fit.TL;DR - Lots of opportunities, learn as much as you can, build a solid financial foundation, and take action!

They won't be able to provide liquidity on their own, they'll have to do a capital call, which isn't good for investors.It took investors' time and energy to make their initial capital contribution, so they'll effectively be out time and energy as well, but they are also giving up control over day-to-day decisions that drive their potential to make a return.If they were getting a loan from a bank, said bank would most likely require the sponsor to have money in the deal net of acquisition fees.