When you limit to 60% LTV and convert to a 15-year note (I assume from a 30-yr), when you say decrease, are you still able to maintain overall cash flow positive on that property?   

Bob,You have no requirements to maintain records of his employment.

I've found that I can be friendly with tenants and have even built relationships after they moved, but all along I had to also maintain professionalism and stick to the rules because "business is business".  

Properties here are very high priced, so my long-term success depends on maintaining those terms.  

Hi @Joe Lambert I think you need to follow a debt reduction program (Debt Snowball plan) and eliminate your consumer debt while maintaining the rental that you have until the point that you are debt free.  

It also has its yearly cost to maintain it and can become another expense if you end up not closing deals as a realtor.  

Maintenance in general is recurring tasks to 'maintain' the property.  

We joined a local REI group, so it's my hope that my husband gets a little more in tune with the business aspect of it all (he's more of the maintainance/handyman, and I am the biz end).  

Although rental demand remains high in those markets, they do not meet my military criteria and/or the tenant class is too low for me to feel comfortable.In your experience, is it best to maintain my focus on the markets I am most comfortable, understanding that I will have to pay market value or wait for market conditions to change? 

He passed a few weeks ago and we're still trying to catch up.I was trying to provide updates as we progressed but were too busy to maintain the documentation.