I have finally made the decision to become a real estate investor after several years in the real estate industry. 

Misdemeanors are case by case basis.All adverse decisions get the appropriate FCRA notice.

Not enough information to voice an opinion, but a few things I personally would need to know before I would make a decision on a similar property are - what is the market trend for that block ?

I am a diligent startup entrepreneur striving to yield positive results and success in all ramifications through professional disposition and indulgence in all necessary skills needed for making sound business decisions that will impact my investment ventures

The past 2 years have been a gradual building of momentum, and this year, I made the decision that I want to be a full time real estate investor. 

Michael, congrats on making the decision to take this first step.  

There is value in every service; if the individuals involved make the decision to be receptive to it. 

It's the small, locally operated banks and credit unions that have the ability to make decisions in-house, they don't have to conform to a set of standards written by someone at a corporate office. 

They should drive this decision. 

So the ideas about future education or switches would be personal decisions I suspect...On the investing side, real estate has been a worthwhile (and even profitable) part of my life (but it is no magic formula for happiness or anything).So you could see if a property (maybe think about a duplex, triplex or fourplex) would pencil out and you could even make a unit your home a short time and later rent that unit out, too, and buy another property (or just live On the Road!)......