In this rate environment if you buy an approval or get one yourself a lot of banks aren't touching it right now and the ones that are will give you 50-55% LTV.

So if most others made claims, everyone's rates will be increasing. 

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

Rates have limited my options over the past year, but now I have to find a solution asap that makes sense .

I am a little concerned about the idea of buying at the top of the market and when interest rates are up.

I hit all the credit unions with calls (about 15 or so) just to see what rates.

Or everyone's favorite: "expand your cap rate 10bps every year you plan on owning".  

Investment account has a 34% internal rate of return at the moment.

If you are @ $50k and ACV, then that is not a good rate.

Hi guys,We have a home worth 650k, we owe 350,000 in a place where we couldn't afford to sell and buy another property (got in 2021, the 2.8% interest rate and before the crazy NW boom in Idaho.)