probably the City, based on your cross streets.  

For what little my 2 cents counts, I don't bother with credit checks, but each his own.I do my own due diligence, I pull court records - did they pay their speeding ticket, how much child support is required per month (Are there arrears?)

@Scott Steffek you bring up an EXCELLENT point that I forgot to think about if I can get a $50K or lower turn key property with a 25% down payment that would be great, but it would not really count for much if the turn key company does like the pump and dump real estate investors who buy multi family paint and put new carpet, put just anyone in there and then say "newly renovated, fully occupied" and are out the door before the ink is dry on your check. 

Recognizing that it won't count as legal or professional advice, can you guys share your thoughts about whether or not to setup a LLC?

Crossing my figures it does; if so, I may be able to work in the cost of replacing the panel.

On this one the bank wanted 30% because I crossed over 750k in loans.

I'm not counting property management I'm an adult and don't need someone to manage 3-4 units for me.

With it being 1099-R does it still count as income?

They can count 75% of the rent for the non-owner occupied unit toward income.

Even if you dismiss the initial equity (or count it as closing costs when you sell), the appreciation could mean $14-23K in equity.