Early on, all cashflow went to the business to continue building and buying more... now it goes to medical bills and a stupidTooExpensive primary home... in a couple of years it will go into more investments.

I could also continue to take depreciation and reduce the cost basis further.

I was wondering if there are people from Columbia or Lexington, SC who hold regular local meetings so I can get to meet people who can help educate me.

You're on the right path - continue to save, educate and invest and soon you'll be able to do more than 1 property. 

Here's a 12 step plan that will definitely help you get your SH*T together and get you moving in the right direction: Educate yourself.

Here's a 12 step plan that will definitely help you get your SH*T together and get you moving in the right direction: Educate yourself.

I'm expanding my field and education into rental property investing too.

you are only allowed to credit bid what your owed and expenses.. if you paid the tax's then yes you can add them if they are unpaid then no U cant.. if you want to own the property and continue to bid above your credit bid your just like any other investor and you can bring your cash to the sale ( cashiers check) and bid as high as you want.. but keep in mind any overage over what your credit bid is.. goes to the next creditor or to the owner. and if you don't pay the first off your taking title sub too the first and will need to deal with it.. in many cases like this is can be a situation were you simply buy out the first NOW.. and your second goes into first position and your second because you advanced the 30k becomes 105k credit bid.. and then anything bid above goes to the owner or next in line.your trustee that you hire to prosecute the foreclosure will walk you through all this.. 

Both have been very helpful in my education into the business.I hope to discuss and possibly do business with many members at Bigger Pockets.

They never told me that they would not do in-kind transfers (it's an option on their form) and continually blamed TD for not transferring the funds.With that said, that was my experience, other people may have had a better one.