Ive used Watson PM (Good service, not very aggressive with raising rents), RealSource (Good with raising rents) and Real PM & Realty (Average service)  What is the issue with the 3 previous? 

One consideration could be refinancing the current loan back to a 30-year, though looking at what you state as your current loan and compared to today's rates, I think it would actually raise your P&I.So, based on what you've described, it seems like renting it probably isn't the best approach here.Also, on selling it, you may be a bit high with an expectation of $50,000 net.

Sorry was a fister had to say that or I lose my fist card.

Chapter 13 involves negotiating down debt (credit cards typically are 10 cents on the dollar) and paying it off over a 60 month payment plan.

Get their card, get an idea of what they charge, and be sure to mention that you aren't planning to lend out of your IRA, if that is the case. 

Utilities are in, phase one of the roads, curbs, gutters and water retention has been completed as well.I have received approval from the municipality to build the project as duplexes that will optimize cash flow and raise the number of finished units to approximately 300.I owe 1.25M and need 1.05M to finish the roads, curbs, gutters, and water retention.The first lien(1.25M) is overdue and was intended only as a bridge.The finished value of the subdivision would be 3.4M -4.5M as finished lots, depending on the comparables the appraiser uses.I have also found a lender that will lend to take the first out, but his points are high, it's not hard to get very expensive in points on a loan size like this.I am outside the Phoenix and Tucson markets in a smaller but rapidly growing area.

We have sent them little Christmas gifts each year, gift cards for a date.

Some I believe use prepaid cards....no idea how to set them up. 

Our finances currently look like thishigh interest credit card debt -$10,000student loans - around $15,000vehicles - around $25,000 (700 mo.)current mortgage- $100,000 (750 mo.)Salary combined - around $90,000 yr.I am wanting to do something along the lines of the book "set for life"What I would like to do is pay off all bad debt, maybe student loans also.

I will raise the money.