So your best bet is to change the capital stack if you don’t want to ask any of your partners to sign on the loan. 

I know they're out there and I'll bet they'll say that the process became significantly smoother if not easier after that first flip & sale.I definitely appreciate the feedback I've gotten on my other questions but they're leading me to think that I just don't have enough liquid cash available.

Is there a time to renew the Lead safe certification rather than with each new tenant?

I don't think it's smart betting against hedge funds.

@Michael Williams  Your best bet is to make it your primary residence so the downpayment could be a low as 3.5%. 

I have a property.1) lease was originally for a couple (man and woman)2) in May 2020, man took himself out of the lease (because woman was in an abusive relationship so she states and failed a restraining order against the man so man moved out)3) Woman took advantage of eviction moratorium and refused to pay me anything for 10 months onwards4) Woman no longer lives on my property at end of Jan 2021 because I finally managed to evict her end of Jan 20215) Now, I've been communicating with her and trying to get her to complete Covid Rental Assistance programs so I can recover the 10 months back rent without having to go through small claims court6) So far, I've been rejected in two programs (one of the program states that woman didn't provide enough proof / evidence)7) So right now, I'm looking into pursuing woman in small claims court in November8) She argues she has no money or anything and is living in a safe house and to protect her from her abuser, and that she's also homeless9) She states "I have no assets, no savings, and no income.

Moreover, should that roof need replaced, you again have access to the money for the project in the stored "equity" of the property itself.That would be a very safe start.

So if a rehab is required, then your best bet is Hard Money or Fix N Flip money.

AZREIA and the Phoenix REIA are probably your best two bets

It can be done, but I think it's safe to say that it is not trivial.