I prefer to use Avail which has the ACH debit feature which is free to the tenant.

Sellers are 3 joint heirs/siblings, and we are approved for conventional financing.

I would honestly say that should be a goal of yours, leveraging a DSCR lenders capital, along with a combination of purchasing and Joint Venturing with owner-operators to spread your risks, as well your portfolio diversity. 

Is there any website or forums about this .I am trying to see if i the bank will charge a  monhtly fee to set an ACH draft 

The Owner and the tenant or lessee shall be jointly and severallyliable at all times for compliance by the tenant, lessee or other Occupants of the Lot with theGoverning Documents during the tenant’s or lessee’s occupancy and use of the Lot.Or does this California Law (AB) 3182 Apply?

This can be done in a couple ways, 1. simply purchase a percentage of the building or corporation, 2. purchase the building or corporation with a mix of cash + ownership shares or units within your joint venture that is going to be buying the property.   

To qualify as accredited your net worth needs to exceed 1M not including your primary residence, or have income of 200k individually (300k jointly) thought it sounds like you may qualify based on the former requirement.I would check with a legal professional if the assets you own in those businesses qualifies toward the requirements, or if you would need to liquidate them for it to count toward the requirement.

If you are a joint tenant with right of survivorship on a property how does the accounting work for tax purposes?

They would have one lease and be jointly and severally responsible for the lease.

My "joint and several liability" tenants - 3 college boys - lease is up end of May in San Diego, CA.