They tie it to your business credit card, so you don't have to have a separate card for it; anything you buy with that credit card at HD shows up on your Pro Xtra account. 

Though I can probably get a couple more portfolio loans right now, that only further ties down my ability to get a larger primary residence DTI-wise.I'd like to come up with a mechanism by which I can buy properties Freddie/Fannie, then "bank" them into a corporation every few years and start anew with another wave of purchases.

You are not tied down whichever  agent you pick.  

TimMy only point is that there are a lot of BAD people in this world, and some of them wear badges, some of them wear a suit and tie, and some of them wear baggies!

This is a great read for picking the right index to tie your FIR to:Which ARM Index Is The Best?

So nice to know that the title companies think of themselves when other people's money is tied up in escrow.

you should come to my house - my wife picks it up about once a week. a couple days ago, i had dog sh*t all over my shoes & the lawnmower wheels.

What if, just for the principle of it, the buyer decides to sue you just to tie up your property for 6 months or longer.

Paul Nagy - I think the principle is good, but some additional putting yourself in your future tenants shoes is needed.

I have also reached the point where I'm starting to wear-out my welcome with conventional lenders and have tied-up a sizeable chuck of my cash reserves in down payments.