If you do not have the form (it is a standard form) I would be happy to provide to you.

Below are the models I’ve used (confirmed insurance and taxes with insurance quote and auditor website) at the low and high end of rents.

I understand their reasoning, and by no means am i against the idea of a better living standards for the people in that area, but some of their new requests of maintaining the lawn 24/7 and no trash on the premise can be a bit taxing to enforce with the particular grade of tenants i have in that area.

For this size apartment,, 4 people in a 600 sq ft apt,, would be like packed like sardines..I always set my occupancy well below the standard.. my 1 bedrooms were limited to single person occupancy..2br's 2 people,, studio's 1 person.. and no pets..and no smoking.. 

Can someone give me commercial insurance provider company name?

Some states will also require your Capital Reserves to cover Property Insurance Premiums, for 12 months.

This income will be added to your regualar w2 or business income to determine your total debt to income ratio (DTI) against your debts and monthly mortgage costs.To calculate your net rental income, your total rents collected for the year are added to deductible expenses (taxes,insurance, interest, depreciation).

I've heard that banks typically don't lend for the houses that need a lot of rehabs, and it's hard to buy a good deal with VA or standard home loans.

The toughest part would be insurance and tax rates but those you can get close enough through searching, at least close enough to do some quick number crunching.

I am from California where 6% is a pretty standard rate.