Quote from @Jake Hughes: Called my CPA and they mentioned that aside from tax write offs we can do a cost segregation study on one of my properties.

Others are more flexible.  

I do worry as more and more time goes by, it's going to be hard for me to not lower the offer.

I'd compare the blended rate with how much you could get with a refinance otherwise and tell you whether it's a better idea to go with a full refinance or the HELOC route.Feel free to PM me if you don't want to share this information on the public forum.

I also agree that a garage conversion will cost much more.

The chat with the founder/ceo went quite well and he seemed like an honest person. 

STR income will always be dependent on who I managing the property, how nice the finishes and furnishings are, and the actual location of a property within the given city.With my STR in Destin, numbers are more or less the same as last year, perhaps down just a hair. 

Yes, most large traditional lenders only focus on 1-4 units and other properties that fit into a box. 

Hi Geetha,The NCREIA meetups in Raleigh and Charlotte are a fantastic choice—they attract real estate operators at every level, so you're definitely in the right place to build connections!

Would be much more efficient.