Thanks @James Wise! 

@James Wise is correct, turnover is killer. 

James Eng, Dino Pierce, Jonathan Twombly, and Jeremy Roll.The general consensus was that B Class properties were the most recession-proof.I was surprised because I had thought C Class would be but the point was made that these tenants tend to be the ones worst hit by a recession.

I live on James Island and am most familiar with James and Johns Islands, Mt Pleasant, West Ashley, the beaches and of course downtown. 

@james hawkins at the end of the day its all about what your investors are looking for.

@James Wise has given you really solid advice, so I won't repeat all of it and ramble like I normally would. :) Find some providers in areas you might be interested in, and talk to them.

If you cant find another insurance company that doesn't charge more, then I'm with James......

Thank you @James Wise !!

@James Ma this sounds like a commercial loan and I guess it's possible to renegotiate those depending on the lender but would another bank "buy out" the loan - yes, that's exactly what a refinance is. 

To quote @James WiseLandlord from Hellhttps://www.losaltosonline.com/news/sections/news/200-police-fire/60714-late-rent-prompts-eviction-by-invasionTenets from Hellhttps://www.cleveland19.com/2019/08/26/multiple-cleveland-families-evicted-building-apartment-tenants-call-move-controversial/Hard to believe in this day and age, especially in CA, the landlord would just gather up a  "posse" and physically throw someone out.