I really didnt want to be pushy but thats what I ultimately had to do. 

Ultimately, calculating cash on cash returns for a property consist of a few variables.

Targeting families with children to hopefully stay a long time4- yes, my original plan was to build fourplexes and tried to rezone it for that, but after an expensive and lengthy process, the county ultimately decided against rezoning.

If you're going to look into Cleveland, you'll want to read The Ultimate Guide to Grading Cleveland Neighborhoods.While it's true you can make a ton of money in Cleveland (I've done it) you can also lose your shirt (I've done that too, literally) Cleveland can be a mine field, so make sure you understand what's what before you buy a cheap house off of Zillow or something like that.

Hi @David Garcia, it ultimately comes down to whether you plan to occupy one of the units, while renting out the others, or just  renting out the property all together, and how much down payment you plan on applying towards your purchase. 

Start with BiggerPockets Ultimate Beginners Guide (free).

Ultimately, lower value homes can be a great option for those looking to make the most of their financial resources.

The % downpayment doesn't come from your total income, it comes from what you can ultimately afford AND what your goals are.

This is the plan thus far, but ultimately we want to leave our 9 to 5's (ASAP) to transition to being RE investors full-time. 

And you've joined one of the best communities for all things real estate investing.1️⃣ Download this ultimate beginner’s guide: https://assets2.biggerpockets.com/uploads/user_file/file_object/1694/UBG_2018.pdf2️⃣ Read BP beginner books on investing: https://store.biggerpockets.co...Also read, Rich Dad, Poor Dad by Robert Kiyosaki3️⃣ Subscribe to BP podcasts or YouTube channel and watch their webinars. 4️⃣ Ask questions here on the forums.5️⃣ Visit (join) a local (and legit) real estate investment association.6️⃣ Consider joining a BP bootcamp: https://www.biggerpockets.com/...I wish you all the best in your investing journey!