For instance, not knowing what type of panels are on the naughty list in the eyes of the lender will trip you up during a DD period if you haven't underwritten your line item expense of replacing them.

Now, my properties are near the top end of what you can afford and still qualify for Section 8...

Hi,I'm in the process of selling one of the properties that has decent equity. 

Be ready for a huge amount of information at your finger tips.

Quote from @Jonathan Greene: Where is the rest of the discussion? 

I think due to the rapid expansion during the pandemic that caused housing prices to skyrocket mixed with interest rates, no one is able to successfully do an LTR (unless you BRRRR but even then numbers are tight).

The company in question did not, and more so, gave a sense of urgency for me to pledge my interest in the deal as its first come first serve. 

Little did I know its not so much the tool (marketing) its the lead list where the 10x even 20x differential in results are in. 

The banker can help you do the math.Start thinking about areas of town you want to live in and type of house you want.

This can happen for any number of reasons but for example if Powell says something that seems contradictory to the above assumptions rates can pop quickly up.