What does GSR stand for? 

FYI: Once you open a $200k unsecured line of credit with Bank A, don't assume Bank B's offer will still be standing when that hits their updated credit report.

Or only the other party?

As for the bills, you can call the utility companies for gas and electric to verify that they're in good standing.

I feel the same way.....but I tend to look at things from a negative stand point.

I don't use replacement cost, or rebuild cost. we insure for a stated amount. basically we self insure part. I

You are a stand-up guy! 

Charging tenants for repairs probably wouldn't stand up in court but I know a lot of Landlords do it.

It's hard to stand out.There are some owner-occupied segments with people who share motivating factors for selling their home.Seniors with Long-time Ownership: often ready to downsize or transition to assistance.Homeowners with Low Financial Stability Scores (FSS): Struggling financially and likely ready to cash in on their asset.Both these categories have additional advantages in that they probably don’t haven’t been updated and may have deferred maintenance.

Another less reliable way is to play with the sold filter on Zillow or another 3rd party service.