Purchaser will obtain title & escrow closing services from:"Option 1: Seller's escrow closing & Title providerOption 2: Other Escrow closing & Title providerIf option 1 is selected seller pays for Owner's & Lender's title insurance policy, otherwise buyer pays 

I’m sure obtaining a HELOC would have been an even bigger pain.

Also, in a lot of cases, the lender needs more information about the property than you can obtain without being under contract.

The problem with this approach is that it results in 3-4 credit inquiries on my credit report, which negatively impacts my credit score and results in higher rates and/or points than I normally would have obtained had I only pursued one lender.I'm curious if others have experienced this issue and have employed successful workarounds to avoid multiple credit inquiries during the loan shopping process.  

Would that perform the same function or is it best for me to obtain a copy of the current one?

But I think it's unlikely that oil prices will stay low indefinitely, and when they rebound (even partially), there will be a nice return.

From your post, you already own the property subject to the the deed being obtained from the County.

Did you go with postcards to start out or did you obtain a list and mail out direct letters?

Trust, but Verify EVERYTHING.First property should be SFR.Generally....Lower tenant quality with MF, but obtain economies of scale. 

I was a realtor in the UK for about 3 1/2 years, decently successful.I've just obtained my sales license here in America, and I have a choice between three brokers to make.