You may want to rope in someone more experienced or dare I say an agent to help walk you through this process on the first couple deals.

It will take talking to a lot of community banks if you don't have additional funds to showcase liquidity reserves and a higher net worth, as the loan will be full recourse.Partner up - combine your equity with a couple other investors to have 30% equity ready for that $1 Million property. - Tim

@Jerry Hasts @Ivan Shao Good luck with the UC rent control and building department, to answer your questions, in UC 4+ is rent control and Even if they leave you can only raise the rent a couple of % (if the building is not registered then you have some wiggle room.

I was able to find a couple of people in my local area that really opened the door for me to additional contacts. 

I know several lenders that would be great to talk to if still would like a couple recommendations.

We have a couple of properties we are doing brrrr’s on. 4plex and 6 plex. 

Over the past six months I have been listening to the Bigger Pockets Podcasts and reading a couple of the books that guests recommend (Rich Dad Poor Dad, The Miracle Morning).

I have been looking at a couple properties that have a billboard lease on them currently with an advertising company.

Cash flow positive is still great no matter what way you look at it and if you don't have a specific reason other than the cash flow thing for wanting to sell ex. say no longer an area you want to own the investment in or in the next couple years you could see no longer being cash flow positive because of HOA fees/Taxes etc I would hold onto it personally as a positive asset.

maybe join the Texas Apartment Association for a couple hundred bucks which allows you to use their lease. it's pretty comprehensive.