If you qualify conventionally, any bank will use your income, credit and assets to get your loan completed.  

Doesn't necessarily have to be DSCR if you can qualify with DTI, employment and income being factored in. 

When you graduate, fill your space with another student and then buy another house hack while you get started in the business world.Yes, you should work the "boring 9-5" to generate income and qualify for loans.

Do I have to add those $45000 to my income and then I pay taxes and my ordinary tax bracket wiil be the $45000 plus my work income, do I get taxed twice?

If it were me I'd fix it up to rental quality, no furnishings and rent to the first qualified tenant to apply (3 x the rent gross household income, no history of court with or debt to prior landlords). 

How do investors handle rental income and student loans?

I am looking for guidance on how to handle the first income property as it relates to getting the loan and LLC formation.

HI Hernan,You can always start off by house hacking meaning you live in one UNIT or ROOM and renting out the other vacant units/rooms to offset your monthly mortgage payment.There are several ways to run and make sure you are maximizing your rental income while keeping your living expense as low as possible.

You would just have to be able to qualify from a debt to income ratio stand point.

I'm thinking it would be structured like corporate housing but would love your thoughts.Thanks!