Can somebody tell me what roadblocks or problems will I face if I decide to NOT have a realtor at all?

We face an environmental meltdown as well as an economic meltdown.

I have a challenging time using Pacer.

Meaning, you are not building reserves for expected and unexpected repairs you may face as well as vacancies.

Pure bunk.If you could do the following:* create a website for TBers to leave their info* get door hangers and flyers and bandit signs up for TBer to be driven to Web Page* get TBers money together, whether it is a loan from Household Finance, or loan from their parents, what ever* convince the Seller that the sales price is a new appraisal, period, at the time the TBer gets financing approved and funding letter is typed up* learn about credit reports and clearing negative marks (Fair Credit Reporting Act, FTC, etc)* have a goal where 10% down payment is arrived to get good rates* have the seller pay closing costs* you as an agent get 3% now, 3% when it closesThe challenge is helping both the seller and TBer get a win win, not easy.i.e.

K, What I am trying to say (apparently unsuccessfully) is that, in my opinion, the biggest challenge in our country is accountability at the personal level.

Not to say I have not had challenges that kicked my rear!

Right now I can find about 200 websites that have a sole purpose and goal of eliminating my country and my family from the face of the earth.

What is your biggest challenge?

Bush because you'll be living with the consequences of his administration's actions for years to come and that ain't good.Not having to stare into the face of a totally blank minded, proven loser, will be the only positive to come out of this.