Here are some advantages: higher contribution limit, checkbook control, ability to borrow against it...  

Do you mean we sometimes need extra money so we “use up” or “borrow” from security deposit pool??

I don't want to hobble what I can do in the future by being over-leveraged, and borrowing money at all is something I try very hard to avoid.  

I thought maybe I could borrow the vendors money, secured on my company shares, but I'm inexperience with this type of setups.please help!

And with lower cost of capital comes better borrowers and better deals. 

A lender can deny future advances, call the amounts outstanding at almost their whim, based on changes in the borrower's condition.

ALWAYS set the appointment as soon as you get the info from the borrower.

What he'd like to do is borrow against the subject property, taking out some funds for repair.

Individuals/borrowers with higher credit scores can qualify for these types of loan programs.

The keys to whether or not a place went foreclosure were: (1) did the borrower keep his job, many blue collar and lower level white collar jobs disappeared (2) did you have other options elsewhere?