The "standard" forms are copyrighted material available free to Realtors and (from what I can tell-- I'm not in CA) for a small fee to members of the public in a non-brokerage capacity.

I just have the urge to buy something since I have some liquid cash available.

I'd be stunned if you could find a private lender who could match the terms currently available from banks.

I grew up there as a child before moving to Canton.120,000 should get you a decent starter home in Woodstock.You can find one that used to be in the 180k to 200k range at the peak back in 2008 for 120k now.When looking if you are not happy at 120,000 in what you find bump up to 140,000 or so and you can negotiate down to your 120 range.You don't need to pay off your credit card balances just get them below 33% of available credit limit and it will boost your score.I know doctors that open up practices and have to pay off very expensive equipment over time but didn't know the schooling was so expensive.

Why not offer the best of all worlds...Advertise the units as having washer/dryer hookups.Advertise that washer/dryer are available for rent if needed.

But sometimes the biggest problem is letting the urgent but unimportant tasks fill available time.

Look at apartment rating sites for the area and you can see what types of things people are complaining about.Look at Craigslist and see what types of places are available and see what management companies are renting what.

This means the person is out in the area everyday and should have a good idea of what's available in the area you're looking.

How about the severe reduction fix/flips available?

We have no other debt.My question is whether it makes more sense from a financial point of view to pay down either of the houses or whether we should look into buying a property that does have a positive cash flow (there seem to be quite a few available in the Reno area) and use the left over equity from our Reno property to do so.I don't like the idea that we are stuck with the Las Vegas property at this point and would logically conclude that paying down that property until we have a situation where the equity is at least zero is the first priority.