You need to look at each situation individually and analyze it like you would any other financial transaction.

(C) "Vendor" means any individual, partnership, corporation, association, trust, or any other group of individuals however organized making a sale of property by means of a land installment contract.

Soliciting JV relationships comes under SEC authority, basically the same type of exemptions apply, when you start advertising for joint ventures you're crossing the line.If you solicit business and the deal goes south, you can lose your money due to your non-compliance.Experience in RE is not experience in finance!

Now you need to find what the CC&R's or other documents that were filed with the creation of the individually titled units are. 

I won't deal with a carrier that needs to do pictures or individual policies on each home.  

It should not be too different than a 4 plex with a few basic assumptions like similar age etc.Are the units individually metered or is it all bills paid?  

Shop around a bit and you will find someone that will work for you as an individual and not charge the insurance rates.

Without us, damaged inventory would stay put a lot longer and both the individual home owner and the market as a whole would suffer for it.

Of course, the tenant would still have to fill out the individual landlord's application and give written permission for access to the reports.1.  

In Alabama, individuals can represent themselves in court.