What interest rate would you be charging? 

That wasn't surprising since the country's credit rating is B-, deep into junk territory.After writing that reply, I decided to forever hold my peace on the topic in this forum (so you're making me make an exception ;-)).

They may have to pay 60k in cap gains (based on 20% cap gains rate). 

In the market in which interest rates are still “affordable”, and demand is strong, it is likely that sub to or owner financing of a free and clear property would only take place if the subject property was not financable or the seller wanted a price significantly above market value.These type of transactions are significantly more prevalent in the commercial real estate world, especially when the subject property is a “special purpose” property like a marina, golf course, church, or event center.  

@Patrick Philip Keep in mind banks will price there construction debt based on the Fed rate & expect to pay WSJ Prime +1/2 to 1 Point so 10% is not bad from an alternative lender at this time.

Probably 99% of the properties in Texas never redeem....so you get a big FAT government guaranteed 0% interest rate.   

Google the neighborhood crime rates to familiarize yourself with the city. 

We analyze the entire market in Northern Nevada simultaneously and rank properties by cap rate. 

The answer is no.You may be able to pro rate.... nope I'm just going say you better talk to your CPA on this one.

I secured a low mortgage interest rate during COVID, and hoping experts in this forum could recommend VA Loan business strategies as I would like to convert our permanent home into rental property and transition into another home.1.