After reading the HOA-bi laws, short term guests would not be granted access to the private beach and Florida Bay to kayak, boat, etc. 

@Tucker CummingsOh awesome, I’m in the same boat.

Even highly paid individuals such doctors/lawyers/etc eventually hit their DTI ceiling as they scale.I have clients that still can qualify for conventional financing with their W2 but go the DSCR route to protect their DTI for financing items in their personal lives such as true second vacation homes, cars, boats, primary home, etc. and also to avoid the underwriting hassle that comes with the stringent process of conventional financing.

I know how eager you must feel to get started with real estate investing because i am in the same boat as you. 

For a very recent example of this see the thread started by "nicenurse" on Saturday about the boat her parents are in.REI is not for everyone, in fact it's not appropriate for MOST people.

Purchase price: $160,000 STR in Lake of The Ozarks with lakeview and boat dock with a lift.

I actually host meetups for newbie investors like yourself - they're a great place to connect with others in a similar boat as well as a few people that are just a few steps ahead of you. 

You missed the boat for the 20- 25% net caps (based on cash buys ) but you can still get 10% net caps.

I was on the boat with you.

I'm in the same boat and look forward to learning from folks on BP.