I think flexibility often trumps slightly lower debt costs that are usually associated with a shorter amortization.

Are there fees associated with this? 

On the IRS website:from https://www.irs.gov/businesses/small-businesses-self-employed/forms-and-associated-taxes-for-independent-contractorsChanges for 2016A new federal law, the Protecting Americans from Tax Hikes (PATH) Act, enacted in December 2015, moves up some 1099-MISC filing deadlines to January 31.

Are there fees associated with this?

I don't look for any association properties any more.  

The original roommate has caused much disruption here, between her alcoholism and related violent outbursts, to her drug use and threats, including calling the local police multiple times for a variety ridiculous things, all of which is documented, and more than once was told by the police she was becoming a habitual caller and a nuisance, then threatened with arrest.

People will invariably provide much more information about their situation to someone in person that they can make judgments about perceived threats  on than a stranger over the phone.

What are the costs associated with eviction?

The contracts that you are using may not be as secure as the ones the local association of REALTORS uses.It's all about risk vs reward in this game.  

Curious; historically, how accurate have the realtor's association predictions been in terms of sales growth/appreciation?