Rahul, I have about 10 you can talk to. you'll also want to have an equity partner with new build experience so you can get the best terms. most of ours are national lenders. we doing joint parnterhsips for new builds and take a small interest in a single purpose entity for example:Rahuls New Build LLC (95% owner)Pink Development and Construction LLC (5% owner, no voting or distribution rights)Take title to "Miami New Build Limited Partnership LLC" which is a single purpose entity. 

I think of it like a long term rental that has the address listed all over the internet.

We are putting everything we have into trying to get the best financing terms possible.Okay, we already talked about Loan-to-value (LTV), which is a way for lenders to figure out how risky a loan is.

So long term, in my opinion, I always take higher quality location SFH over multifamily house hacking but if the latter is the most and easiest access point into REI then definitely roll the dice.

Long term Ive been looking close at Mesa.

HELOC better used for short term, ideally for under a year.

The program provided valuable insights into market analysis and helped me develop a clear vision for my mid-term rental (MTR) strategy.One of the things I appreciate most about the program is its inclusivity.

In my opinion the best use of a HELOC is for short term needs like a credit card.

The other house is a short term rental. 

I want to buy the property on terms and demo, build a new house.I want to structure an owner finance deal with him where I either pay him interest only on the lot or no payments for 18 months (or until the new house completes and sells whichever is earlier).