I am trying to fund with a HML but after paying $650 for an evaluation i think im going to get low balled as 2 of 3 BPO came back much lower than the sold comps pulled by my realtor.If i cant make this work maybe someome else can who doesnt need HM.

A quick google search for current interest rates on the type of loan you are looking at will prob give you a better ball park to help in your underwriting for the time being. 

So when I state 85%, I am making a ball park estimate of the cash value at inception.

If you pay heat they won't conserve, so be sure to install temperature limiting thermostats. 

Have had success from rentals considering selling in the future but they don’t want to low ball themselves when locking in a home price.

A willingness to write low-ball offers in high quantity?

That can be an ugly situation.For those reasons, I generally don't do them and I almost always recommend against them.However, if you can get the lender's permission and put appropriate escrow provisions in place to assure payment of the priority lien, then it becomes a whole other ball game.

Renting bedrooms as opposed to full units is a whole different ball game.

The ball is in your court for that.Happy to chat more offline if you'd like.Best!

But they weren't, the ball was dropped somewhere.