The best idea is to call 3 lenders the same day, typically the same time of day too, and get competing rates/fees and see if it makes sense financially.A short list of things you'll need to provide are(assuming your not self employed),1.

It also means no middle of the night phone calls to you from tenants.While the 'sticker rate' many property managers quote is in the 5-6% of Gross Operating Income range, figure all in with assorted fees and charges it will run 9-10% of GOI.The key of course is to find a good property management company, one that is competent, honest and fair.

She is competent and has things well in hand, I hope.

Do what you need to do to compete.

The article did not give specifics with regard to zip codes and if I were to consider a purchase, I would want to verify.If this is true, it seems to me that with almost 50% cash buyers there may ultimately be many landords competing for tenants which ultimately could drive inventory up and rental prices down.

Competent property managers are extremely scarce in Atlanta.

But to be competitive in this field your are talking about competing with the best of the best at places like Goldman Sachs, who hire MIT, Chinese, and Indian Ph.d's to move billions about making profits consistently off billion dollar transactions.

Based on your profile picture, your name and the fact that you're from Canada (I've only met one Canadian poker player named Sol), I think we sat next to each other and chatted for several hours during one of those events...

You still have to compete but you don't have someone with 25k lying around with more money than common sense grossly overpaying for things to ( get in on the action ) because the buzz is the market is going ( up, up, up ).

Large banks, such as Wells Fargo have brokerage programs but that is different from the bank down the street, actually you may be competing with them.There are MBs that don't originate secondary market loans, few and far between that may deal in residential lending.